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Coinly
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Features

Everything inside Coinly.

Five tabs, one habit. Here is every part of the app, what it does, and exactly how it looks on your phone.

Home

Your daily money hub

The Home tab is where every day starts. Today's Session serves up one short lesson to keep your streak alive, the Daily Challenge gives you a single question with one chance before it resets, and Daily Quests hand out XP and Brain Bucks for small wins. Quick tiles jump you straight into Learn, Games, Budget, or Explore.

  • A one-tap session to start your streak
  • A Daily Challenge that resets every day
  • Quests that reward XP and Brain Bucks
  • Shortcut tiles into every tab
The Coinly Home tab: today's session, daily challenge, quests, and quick tiles into every part of the app.

Learn

Lessons that feel like a game

Coinly's core is a guided path of 150+ five-minute lessons covering budgeting, banking, credit, investing, taxes, and entrepreneurship. Lessons are grouped into tracks like Little Savers and Budget Masters and tuned for ages 11 to 18, so there is always a sensible next step. Every lesson is hands-on and pays out XP, streaks, and Brain Bucks.

  • 150+ bite-size, hands-on lessons
  • Tracks sorted by level and age
  • XP, streaks, and Brain Bucks on every win
  • A clear next lesson, always queued up
The Coinly Learn tab: XP and streak stats, the next lesson, and tracks tuned for ages 11 to 18.

Games

Money games you replay on purpose

Four arcade-style games turn real money decisions into something you play for a high score. Run a business in Lemonade Empire, time the market with live prices in the Stock Market Game, build a company in Startup Story, or climb the market in Property Ladder. Each one comes with a guided first run so you are never lost.

  • Lemonade Empire, run a business
  • Stock Market Game, time the market
  • Startup Story, build a company
  • Property Ladder, work the real-estate market
A Coinly game: Signal Studio, where you run a small business month by month and watch cash, runway, and revenue.

Budget

A budget you'll actually keep

The Budget tab is a full personal finance hub. Set your saving priority, pay rhythm, and risk mode, then watch net worth, cash, surplus, and save rate update as you plan. Tabs for Overview, Plan, Cashflow, Invest, and Goals break the month down, and a financial health score grades your saving, reserves, debt, and goals so you know what to fix next.

  • Net worth, cash, surplus, and save rate
  • Plan, cashflow, invest, and goals views
  • A graded financial health score
  • Priority, pay rhythm, and risk mode
The Coinly Budget tab: a personal finance hub with net worth, cash, save rate, and a financial health score.

Explore

Explore the real market

The Explore tab is a live window into the markets. Browse major indexes, companies, crypto, housing, and rates with real prices, then search any ticker for a full deep dive: current price, the day's move, the data source, and related headlines in plain English. It is the same market that powers the simulator, so what you read here is what you practice with.

  • Live prices across every asset class
  • Search any ticker for a deep dive
  • Plain-English news headlines
  • The daily market mood at a glance
The Coinly Explore tab: live index prices and market data across companies, crypto, housing, and sectors.
Coming soon

Coinly AI, your money tutor

A personal AI money coach is on the way. It will answer your questions, explain any lesson in plain words, and give feedback on your trades and your budget, right inside the app.

And there is more

The details that keep it sticky.

Streaks

Keep a daily streak alive to turn learning money into a real habit.

Brain Bucks

Earn Coinly's in-app currency for progress and spend it across the app.

Cross-device sync

A free account keeps streaks, XP, and portfolios matched on every device.

Daily quests

Small daily goals that pay out XP and Brain Bucks for showing up.

Age-based tracks

Lessons grouped by level and tuned for ages 11 to 18.

News, decoded

Live market headlines rewritten so a first-timer can follow along.

See it all for yourself.

Free to use on the App Store. No real money, ever.

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